Buying process and bidding

Before you bid

1. Pre-approval in place and max price set (including fees).
2. Review inspection, association documents, and energy declaration.
3. Ask the broker how bidding works (open, sealed, etc.).

Bid and contract

When your bid is accepted, the purchase agreement is binding — read terms carefully. Handpenning (deposit) is paid per contract; the remainder at completion.

Completion (tillträde)

At completion you pay the balance, the bank disburses the loan, and you receive keys. Arrange insurance and utilities from completion day.

Common mistakes

• Bidding above budget without a rate stress test
• Skipping review of association loans and maintenance plan
• Forgetting registration fees and moving costs